It was a warm 20C with lots of humidity in the air (and rain after I got to work) on my commute this morning. The most eventful thing that happened was that I was stung on the lip by a wasp. I've been stung before so I wasn't too concerned, I kept "watch" of my lip and jaw to see if it would swell or I got significant numbness but neither so I was fine (even now, 5.5hrs later, the puncture area is still sore).

This got me thinking about what others have encountered that are much more serious that just a wasp sting, such as a lighning strike: has anyone been struck?

How do others deal with forecasts for, threats of or actual thunder and lightning storms?