Originally Posted by
no1mad
Unless you're getting a really good deal on some older models... both of the Trek FX models are already out of your intended budget at $799 and $1,099.
Also, what light are you considering? If you are going to mainly on a MUP or dedicated bike route away from cars, 150 lumens may be enough for you, but if you're gonna be on the road in traffic- you will want more powerful lights. Cordless systems from Nite Rider and Cygolight can be had for under $100; you can get even more power out of some flashlights that are cheaper.
So should I not even consider the 7.2 FX Disc that was mentioned? I checked it out and it MSRPs for 599.00 which is well within what I set aside, I can always use more if it comes down to it, that's just what I had set aside for right now.