Originally Posted by
TrojanHorse
Please post an update when all the dust settles - it'll be interesting to see what your insurance company covers. (or if you get crash assistance from Spec)
Of course it all depends on what insurance you have.
We have very high deductble - $1000, and they could cover everything - house damage, property damage, but we had to pay $1000 for every portion of the damage. So, since everything besides the car was not greater than $1000 in loss we went for car coverage only.
They appraised $2500 minus $1000 deductble and we found the place that fixed the car fro $1500 (not bad at all). So we came even on rthe car damage.
So, the loss of roof rack and fork was not recovered.