On my birthday in 2003. After getting home from work I went out for a ride on my road bike before we went to dinner. Riding on a lightly traveled segment of MUP.

About 2 miles away from the house, my wife calls to ask where I want to go for my birthday dinner. For some reason I did not stop, but rode with one hand on the bars while talking to her. Where the path dips down to pass under a road, there was some water draining across the path. You can guess what happened next. Front wheel hydroplaned out from under me and I landed under the overpass cussing like a sailor with the phone about 5 feet away. Tore the meniscus in my left knee and was on crutches for 6-8 weeks after the surgery. Happy birthday to me...

The phone policy now is that it stays in the upper compartment of my Camelbak, right behind my head where I can hear it. I will return the call when convenient, and if she wants me to call back right away, she should immediately call a second time so that I know it is urgent.