Originally Posted by
MassiveD
4) I don't think you have to carry insurance in Canada. There is no law saying you must. Unlike the US we have healrh care so the whole lawsuit thing is less an issue.
I disagree.
Your legal system is derived from Westminster so you will have the doctrine of joint and several liability in all cases where it has not been removed by legislative fiat. You'd be mad not to carry liability insurance.
I live in Australia, the country with what is possibly the world's best public health system (which, BTW, saved my life last year) and I am actively looking for liability insurance.