I live in Minneapolis...my winter glove set-up varies, but I found that what I live, very much, are Choppers (a type of mitten)...I don't know if they are a midwestern thing but I didn't hear about them until I moved here. Basically, they're large leather mittens with thinsulate liners. I got the largest pair I could, something like XXL, then, inside those, I wear glove liners (wool or syntethic) and a layer of thinsulate mittens or gloves. They sell the Choppers at both places that sell stuff to outdoor workers (e.g., winter construction) as well as old school outdoors places. Here, it is Fleet Farm; not REI. You know, the kind of place where you can buy hunting stuff, fishing gear, and maybe even new tires. I mix/match depending on the temp. Liners, Mittens, Choppers take me down to about -15 to -20, my lower limit.