Overslept about 45 minutes...overcame the urge to drive in and bundled up for my first sub 40 degree ride in...plenty warm with my plastic bagged wool socks, lined sweat pants, mittens and stocking cap...Nearly got creamed at a T intersection...I was trying to beat a long line of cars coming from the East and had to brake at the last minute to avoid a stealthy car coming from the West. My bad! Be careful out there!