The only time i have actually taken a fall is riding on a MUP at 10pm, it has been raining it was dark (duh) and i assumed there would be no one around .

Well i assumed wrong coming down a hill into a corner i am braking to take the corner safely and i see a couple walking towards me . I start to turn forgetting that both my beaks are in use and the bike lose traction and attempts to travel sideways across the path while my feet are still clipped in and my brain is trying to catch up with what is going on.

Result
- Cracked helmet and a concussion
-Bent derailleur
- Bent front large chain ring,
- some how crushed my bell
-lots of missing skin on my leg and arm


Lesson , don't assume anything oh and don't walk the next 2kms to the hospital before you contact you partner and tell her what happened .


As for road riding i ride how i drive, "Don't drive for your self, Drive for every other tosser out there who isn't paying attention"