So I've had this 15-speed forever and it's treating me well. I like the versatility and security in gravel & potholes on back-country roads. I've always been blissfully ignorant about fitting and have adjusted everything to what I found comfortable. This would result in and upright position with the handlebars as high as they would go.

I'd already had a spring-loaded seat (such a hard time saying "saddle") with gel-cover; but after some trauma/bruising to my bits, I bought one with a cutout and raving reviews. I did some research on fitting and have decided to try it the "scientific" way. Handlebars as low as the seat was previously unthinkable to me. But here's where I am.

The only adjustment options I really have, are handlebar height, seat height, tilt, and fore/aft. Handlebars are all the way down.
I think I've got the seat tilt good. One more notch forward, and I'm sliding forward. One notch the other, and I'm smashing my package. As the yardstick shows (diagonal across the "meatiest" parts of the seat), it points at about the bottom of the handlebar. I'm getting the feeling though, that the cutout is more for saving the sit-bone than the package... unless I'm sitting wrong. I'm trying to sit on the broadest part, but I find it difficult to straddle and pedal.

I'm struggling with this balance concept. My understanding of the goal, is to not have weight on my hands in a neutral position. My understanding is that this is achieved by moving the saddle back. When all the way back didn't seem enough, I even flipped the shackle around the other way (behind the post) and reached the point that I couldn't reach the handlebars. Slid it forward and I think I have the rearmost practical position. I think I'm finding this "balance" of which they speak. I'm also looking to retain the power I had before. I'm still feeling this out. The weather is getting cold & windy and I'm trying to extend my season as far as I can tolerate. Another one tomorrow with 21MPH winds. I may get back on the road for a full ride soon.