Good point. I've read many sites about locking up bikes and most advised using two different kinds of locks that would take two different tools to break or at least take longer to do, even former bike thieves recommend this too.

I'm not a billionaire, I may be a millionaire but would have to sell everything to get the cash so don't kidnap my children because I couldn't get the million to you in 24 hours! Anywho, if I only had my 07 Mercain, and I was riding it to work and parking it outside and could only secure it with two locks I would feel nervous about it the whole day. Sure I have insurance but it's a $1,000 deductible and I would not want to cough up the money to replace the bike, nor would I want to replace the bike even if I had the money because it's a custom built bike that can't really be replaced. So I would better off taking a bike that I could find for $275 or less and ride and lock it up instead. I also know that there are plenty of bikes people can buy that cost less then $275 that would be extremely reliable to commute on, I see people doing that everyday on bikes like that and never saw one broken on the side of the road...even the cheap Walmart bikes! Most bike problems I've seen in 40 years of riding has been flat tires, flat tires effect a $15,000 bike as much as it would a $50 bike, probably more on a $15,000 bike since they use only thin racing tires which subject them to more flats. Most mechanical issues I've run into on the road have been kids bikes that I've helped to get going. Most adult bikes will hold up just fine as long as your properly maintain it, but mechanically failure from improper maintenance will effect a $15,000 bike too.

I have less expensive bikes I could use for commuting so I don't have the need to buy a Walmart special, also when I did commute I the luxury of bringing my bikes into the office with me. But my bikes were spic and span clean so grease and dirt was never a problem that would concern the carpet or the walls or clothing etc.