I am a new commuter.
I am trying to keep my bike related purchases to what I have saved on gas.
Road my but off this week because I want a rack so bad.

It's tough but I still spend more on my truck payment and insurance than my bike.
Even when it is just sitting in my driveway.

I sold some old "toys" that I had to buy the bike so I don't count the purchase price.

For me commuting supports my cycling hobby.