A lot of commuter types are full-fender types. I've often thought about running a downtube mudguard but never got around to it. I wear actual boots in the winter to keep feet warm and dry but some of the face splash @ higher speeds would be nice to block. I never realized they were only 5 bucks. That means I can equip all 3 of my all-year riders with 'em for less than $20.