A beautiful morning with daylight - thank you DST! Today was my coldest commute so far, 27 deg F. I feel like a bit of a slacker compared to you canucks! I've never rode year round and committed to stay with it this year (or maybe I need to be committed?). I was actually more comfortable than I expected, thanks to some great gear suggestions from this thread. All was warm except my toes. With wool socks and a borrowed pair of neoprene covers my feet are still cold. I think I just need to give up the idea that I can use cycling shoes through Fall and Winter and switch to some insulated shoes/boots.