Well, as a mail carrier for the past 32 years in the Cleveland area, I have to have dexterity and feel when going through the mail, not to mention a I need a bit of grip on the letters and magazines... I used to wear thin leather 'driving gloves', bu they'd wear out fast. believe it or not, now I wear surgical gloves. If it gets really cold, I'll wear two pairs. They're cheap and disposable. They keep the wind and wet off the fingers, and also keep the fingers from drying out and cracking/splitting. Of course, I'm also not riding 20mph either, so maybe a pair of surgical gloves under a pair of driving gloves would work for bike riding...
Back 40 years ago when I rode my bicycle to swim practice at 5am on cold Winter mornings, I wore a pair of thick yellow Playtex dishwashing gloves...