Hi,
Origami bicycles has extended their Black Friday sale through Monday. Three of their four models are now under $300 (before shipping). It's worth at least taking a look. I've got no relationship with them, but I've read good things on the forum.
In general, you need to decide what you want, even after deciding you want a folder. Do you want something that folds really small (16" wheels) or something that is easier to ride further distances (more likely 20") or up hills (more gearing). Lighter bikes are usually more expensive than heavier ones. For your basic folder, I don't think you'll go wrong with one of the Origami bikes, the Nova, or any of the Dahons assuming the have the features you want.
Cheers,
Charles