5 minute hot shower, 15 minutes of leg and back stretches, hot coffee and light breakfast, then get dressed appropriately for the weather and head out. Panniers have already been loaded with what I need the night before. From the moment the alarm clock goes off to the key turning in the locks, I like to be out of the house in <45 minutes. If it is really cold outside I'll start of slow for 1-3 miles and gradually pick up speed. From 25%-75% of the ride distance I'm going fast, and then slow down for the last 25% of the ride so I can cool off and not arrive in a puddle of sweat. At destination I always stretch, 5 mins. maximum and no less. On the commute home I take another 5 minute shower, 30 mins of yoga afterward. Then I eat dinner and do whatever I need to do for the evening.