You don't need special cycling gear for everyday riding around town.
I ditched my jeans in favour of polycotton hiking pants, they are lighter, more windproof, quicker drying and have thin seams.
In winter, you don't sweat so much, so a wicking base layer may not be essential, but I prefer to use a simple T-shirt style, either polyester, polycotton or my favourite, merino wool. In very cold weather, a long-sleeved version works well.
On top of that I just wear normal, comfortable midlayer clothes inc polo neck jerseys, wool sweaters and padded or fleece gillets. Top it off with a windproof shell.
In rain you can wear waterproof overpants.
Waterproof trail shoes or lightweight hiking boots work well.

There some good "own brand" outdoor retailers, much cheaper than the big name brands. My local warehouse-style outdoor shop sells wicking T shirts and lightweight pants at 1/4 the price of fancy brand names.