I bought my 2013 CAAD 10 5 for $1400 at Paragon Sports in NYC with the 10% Transportation Alternatives (TA) discount. It was my second road bike purchase because my first purchase was on Craigs List and was too large for me. Expensive lesson to shop your LBS unless you really know what your doing. Paragon gave me a professional fit and I've logged about 500 miles since 10/1. My longest ride was 55 miles. I couldn't be happier.

In addition to TA, in NYC there are some bike clubs and non-profits that offer discounts or trade-in discounts (Recycle a Bicycle). Perhaps you can find similar arrangements in your area.

The bike is mostly stock. I replaced the saddle with a Specialized Romin EVO Comp. I plan on replacing the tires w/ Continental Grand Prix 4 Season 700x25 and Kool Stop brake shoes for winter riding. Other than the frame and Shimano 105 kit, the components on this bike are pedestrian but serviceable. I thought I would just replace as needed (saddle replacement was needed after first ride, not enough of a cutout for my 50 year old stones on the stock saddle!). This is what my baby looks like: