Wow. Hearing all these stories is telling me that the belly flop I did off my bike last Saturday was extremely fortunate. My bike slid out from under me at probably 10-15 mph going around a curve on wet pavement. I thought I would be hurt bad, but the worst of it was a sprained right thumb... virtually no road rash and just some slight bruising of the ribs, shoulders, hips and knees. The water that caused my tires to slide apparently helped me save my skin (literally). The bike did slightly worse- bent pedal, crank and shifter on the left side. I've got it rolling again, but the cranks don't match at the moment.