Yep, keeping the crap in a jersey pocket looks much better than a saddle bag. The "crap" is a mini pump, two CO2, levers, patches, and a tube" Except for the mini pump, the rest fits into a small, flat Lezyne pouch.

I always take my iPhone with me. I can ride during daylight, take calls, and do emails. In short, I'm working. Then I make up the time while it's cold and dark in the evening.