Retired 15 years ago at age 57 after 30 years with a multinational company. Made sure beforehand, using the services of a fee-based financial planner that I would be financially OK till age 90! Don't believe those who tell you will spend less in retirement. It might be more, as you have more free time to spend it in.

My job entailed constant travel and I've been to over 60 countries, but I don't miss that at all. In fact air travel is now a chore.
I surprised myself in that going from working one day to retirement the next was like passing through a door and closing it behind me. I have not missed work for a second. The only error I made was to forget to turn off the alarm clock, so on my first day I was awakened at 6.00 am! After less than a year, we moved to Florida, as we were heavily into power boating.

Because of the demands of travel, family etc, I had more or less laid off cycling for about 35 years, but restarted by participating in a few MS 150s and eventually joined up with groups of oldies and not so oldies here. We had tandemed a bit over the years, but my wife became very enthusiastic and we upgraded and upgraded and now ride 50-100 miles per week together. Now that I'm retired, I obviously spend a lot more time with my wife and fortunately we get on very well together.

We participate in a number of bike and tandem rallies each year and spend about 3 months in the UK/Continent. We keep a Trek T2000 tandem over there, so we can keep in shape, weather permitting.

We travel to GA several times per year to visit one son and his family; the other son lives close by, so I have a drink or three at a local bar with him once per week.

I have no qualms about doing absolutely nothing on some days or taking a siesta most afternoons.

I read cycling magazines, newspapers on the web, some political books, some crime stories and watch more TV than I've ever watched.

I was president of our HOA and will go back on the board this month.

I make sure I have regular physicals, visit a dermatologist each year and have my heart checked regularly as I have had a-fib, and still do on occasion.

We sold our 40ft boat 18 months ago as we were not using it much because of the cycling, so that is a worry off my mind. If you don't use a boat, there is always something to fix when you want to use it and that was becoming very expensive.

All in all, I've never felt more relaxed and the Florida environment agrees with my asthma. My breathing is the best it's been since I was 4!!