I turn 54 in ~3 weeks and retirement (although possibly not unemployment ) seems like a distant haze that always stays at that distance. I can go online, look at the numbers and they say that I'll be OK all things considered, but that's just a forecast. I'll have what I'll have, no more, no less. I certainly don't look forward to retirement as doing nothing, but it sure would be nice to be able to (more) decide what I will or won't do on a given day. Even at ~10 years, it still seems too far away in so many ways to even be something to consider. Far too much water to still go under the bridge, best I can tell.