I have been thinking about this a bit. I don't know where the OP lives but if I was going to build a nice commuter I would go with a IGH like a Shimano Alfine and their Dyno front hub. The IGH would eliminate the need for a RD and depending on terrain the FD as well, then a chain case/guard could be fitted. I think the cost for a pair of prebuilt wheels may be less than just the fancy Phil and Schmidt dyno hubs.
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“One morning you wake up, the girl is gone, the bikes are gone, all that's left behind is a pair of old tires and a tube of tubular glue, all squeezed out"
Sugar "Kane" Kowalczyk