Maybe it's my stubborn streak, but I've learned to be pretty much self sufficient in most things I do over the years and cannot see having a shop do something that I'm more than capable of (doing) unless I literally don't have the time, space, (or yes, the tools). I do have some local resources to help if needed, but the day is still young so to speak..... I just got a couple inches of snow and hockey season is still raging. I have time to search for my bike box and leisurely clean her up on the cold winter evenings....
Bianchigirl, not to sound like a sm@rt@$$ (I am one BTW) but I'll ask you, if you did all of your own wrench work for say 20 years would it not be second nature to want to continue to do so when reentering the sport with thew same equipment you left years ago? Would it not be a last resort to take your bike to a shop and pay for a tune up and overhaul?
Tools and Gear? Guys live for tools and gear! The only reason we don't have more tools and gear is because we have a lovely wife and kids to spend our extra money on....