I am a much bigger guy than you so I can't speak for the small but there is a difference in fit from the race fit and club fit. The club fit in XL has some room, not baggy, not snug. The race fit in xl, very snug, a little shorter but no biggie if you wear bibs. They don't charge for returns if something doesn't work out. The 10% saves a little and if you spend $50 it's also free shipping.