Originally Posted by
misskaz
Can't speak for Jaytron's sqrl, but in my case my deductible is $1k, which is about what any of my bikes are worth. I asked about a specific personal property plan just for the bikes and they said they don't offer that. (But do for jewelry, which IMO is dumb.)
Inland Marine Insurance covers bicycles regardless of where they are parked when they get stolen.
It was originally designed for boats while they are being transported or stored out of the water (hence the name) but it now covers just about anything that could potentially move around and is not a motor vehicle. Our plan covers our bikes, phones, computers, Angie's camera equipment and a bunch of other stuff - and barely costs anything.