OK so here's some Canadian's twisted opinion.
That particular Cannondale has nice graphics, and the Ultegra shifters and derailleurs are nothing to complsin about. The carbon wrapped seat post, on the other hand, is just for looks. and Cannondale actually puts a more solid wheelset (eyeletted MADDUX CX 3.0's) on some of their $700 Quicks.

A decent wheelset is over $500 and anyone who isn't a lightweight should be looking at wheels as much or more than the rest of the bike.

Then there's the other thing I thought was kinda obvious. Racy bikes with disc brakes lose a lot of the 'racy' part when you stick fenders and racks on them. Not just visually, but functionally too.