I ride in street clothes when commuting. For me (others are different) I feel no difference in comfort at all up to about 2 hours of riding. If my ride is going to be longer than that, I whip out the bib shorts. For short rides I think the comfort advantage of shorts is overblown. But, again, other rider's experience are different. I ride on a wonderfully broken in B-17, that may be a factor . . .
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Trikeman