Right, I'm aware of that. I bought most of my bikes off Craigslist, a nice commuter is the 1992 Hardrock I bought for $85 dollars. Lets say the average wage is $30,000 a year after taxes, after living at 1/4 your monthly take home, you are still left waiting 1 year and 3 months at minimum to make an $85 dollar purchase. That seems a bit over the top.