Velognome,

Fenders will fit just fine w/28mm tires, a new set is sitting in a box since we're in a drought.
If it ever rains again I'll install them and ride in the slop.

Good idea on the bell.
I have a brass Crane model bell on my town bike, it's perfect to issue a Zen-like "Ding!" to remind one's self that riding a bike is not a Serious Activity.