Travelers Checks went the way of the dinosaur back in the mid-1980s
(So? .. I am 65, after all)
yea, but they still refunded them all, as guaranteed, after someone picked the pocket,
in the airport ..
Here, if the benefit of Social Security, pays out to you a lump sum ,
That Sum accrued while the application is processed,
you have to spend down that amount for the benefit to continue..
Traveler's Checks was the Perfect 'Spend Down" ..
BTW,< I got a tunnel pocket sewn across the back of a mesh singlet, as a base layer
money belt stays in the pocket , so waist belt doesn't have to hold it up.
got one of Ortlieb's Money Belts , stuff stays dry in it while I sweat in my raingear.