Wow. I was about to pull the trigger on the cross check. Finally sold my mountain bike so I can buy my touring bike now. Cross Check $1150 at REI + the dividend savings is $100 at the end of the year. The rep even told me they can add the granny ring onto the cross check without too much labor/parts and would be around $50. Was going to go to the store today to buy it, and then I see this:

http://fortcollins.craigslist.org/bik/3689339891.html

Brand new Trek 520 for $1100 on Craigs List. Just when I thought I had a decision made! Only thing I'm worried about is he purchased it from a store a pretty far away (150 miles), and I'm pretty sure the service and warranty isnt offered on resale.

Thoughts? Seems like a killer deal for that bike.