Hmm. I had already purchase the Citizen Tokyo 16". Since I mentioned that I have a tad-bit of fear biking on the roads, I am not looking for a speedy and expensive bike. I think I don't mind having a slow 16" bike and not super good quality as my first bike. I like the fact that its not going to be fast. I'm a beginner after all. My brother did said once I get the hang of commuting with a bike, then I should get something better. Thanks for both of your advance!

Edit: I am curious how tall you are smallwheeler. Because I am 5'2 and weight under 100 lbs, I thought a small bike would fit a small person. Or am I wrong about that?