Originally Posted by
xlDooM
I had similar doubts about leaving the bike in the train station parking lot. I resolved them by taking up a theft and vandalism insurance on my new commuter MTB. $200 deductible on theft means that after 3 months of ownership, they're doing me a favour by stealing it. $50 deductible on vandalism may be a bit annoying when someone would decide to steal my saddle, but so far they haven't. I park it in the most visible spot possible, to shift the risk from vandalism to theft.
I'm curious about the insurance you purchased. From whom? How much per year for how much coverage?