Hi there LiteraryChic,
Since you're fashion conscious, you will most definitely need fenders. A small rack will prove to be quite convenient, as well. Also by using either a Traverse shoulder backpack, or perhaps even a standard backpack, in conjunction with your new panniers, you'll have more than enough space for all of your college materials, clothing, and food items.
For grocery shopping, I would advise you to either purchase small bottles or cartons of fluid items, such as milk and juice. Nothing more than quart size. Do not attempt to carry groceries along with school supplies. Be very careful not to load anything unbalanced or anything that will tend to overload your bicycle. If ever you feel that the bike is unstable, just stop and rearrange things, and don't attempt to ever repeat anything similar in the future. Plan your trips very methodically, everyday. Try to establish a riding buddy, whenever you attempt to commute distances of five miles or more.
Be very careful when transporting fliuds in containers that aren't filled to capacity. Also, let a friend or close associate know about your commute route and expected times of arrival. Always carry your cell phone and keep 911 on speed dial, just in case of an emergency. Wear a helmet, gloves, and a reflective vest or jacket. Have either a bell or Airzound installed. Make sure that you have a bright headlight and a rear reflector.
metta
Cfiber
I would suggest that you wear tights while cycling and change into a dress or skirt, once you've arrived at your destination.
Last edited by Cfiber; 05-15-13 at 10:09 PM.