I stopped stressing about it. I still would RATHER ride pretty much any day, but lately I've just bailed without guilt - if I stick my nose out the door and it's 42 degrees and raining, screw it. I don't mind that kind of weather in March, but at the end of May I'm just not ready to put up with it. I've got junk I can do when I'm driving like going out for provisions for the rest of the week, etc.
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Work: the 8 hours that separates bike rides.