took it back to REI. They were able to find one 56 in TX and they are having it shipped here for me. The guy that was helping me was about 5'11" and he said he has a LHT that is a 58 and fits great. And he said from his experience that every Surly complete needs a lot of tinkering to dial in the fit and he said to expect to spend another $150 at least on stem, cranks, saddle etc to dial it in and upgrade cheaper components they put on their completes. Well, hopefully I have a better experience with the 56 because I want to love the bike.