I ended up taking the clips of the pedals for now because I felt like they were pushing my foot too far back on the pedal. I think it might be because the clips are too small for my foot and/or I need a slimmer pair of shoes to use them.

The seller wasn't 100% sure if the fenders he gave me were from this bike or not... turns out they are for 26" wheels so they don't fit. No big deal, I went out and bought some planet bike cascadia fenders instead. Haven't had time to install them yet though, and they would have been nice today as it was raining on the way to/from work. The rack has been nice. I don't have panniers, but I've found a fairly simple way to attach my backpack to it.