Most commutes, I don't have much interaction with pedestrians or motorists verbally. It's rare. When it happens, it's usually either a passenger in a passing pickup truck yelling some obscenity that is hard to decipher due to the Doppler Effect, or it is a friendly pedestrian saying "Hi".
Last night, I had a pedestrian yell across the street, and what he said was the first thing I've had that was funny enough to make me laugh. He said, "You look like a box of highlighters!"
Since I was riding in a neon fluorescent orange shirt, neon fluorescent yellow socks, and neon fluorescent pink shoelaces on a bike with neon fluorescent yellow reflective tape, he was probably right. And funny.