Can't really answer the poll, radio buttons aren't up for the task.
In town- no. In the Country- yes. I like to explain to people that I'm not planning to crash, so it's up to them to keep me on two wheels. Couple that with no helmet and I find I have a lot of space on the roads.
I'm 32.
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Shimano : Click :: Campy : Snap :: SRAM : Bang