Ive noticed that most of my LBS do not offer financing and if they do its only for 6 months. Some offer the lay a way system but who wants to do that 90's style of purchase. How do they expect us to pay for a expensive road bike? Anyone .. post how to purchased your road bike. The best method of paying off the bike you have found. Did your LBS do financing? Did you open a new card with 0.0% apr for a year? Discuss