I can understand that. While we get plenty of rain (usually) here in the deep south, it's not the virtually non-stop variety. While the lightning risk is real to some unknown-to-me degree (while we're not Florida, we do get some pretty "enthusiastic" lightning storms), there are also other reasons I prefer not to ride in the rain:
1. I don't like it
2. It makes stupid drivers even more dangerous
3. I don't like it
4. It makes my bike ever dirtier than it already is
5. I don't like it
Plus, I've been getting up at dark-thirty every morning for what seems like forever lately, and it took little convincing to keep me in my recliner this morning (to be perfectly honest!).
But in all honesty, different strokes for different folks. I'm sure there are plenty things I like that others couldn't stand.