Here's a pic at the MUP, not the most level surface to show but things are quite a bit better now with the sum of the tweaks. You can see the seat is nearly completely forward on the rails now, so I think a zero offset will be the ticket. The shop may even swap it out no charge when I take it back for the 100mi tuneup.
Still debating dropping 10mm off the stem length, but will see how this feels with some time.
I'm so out of shape that I have to weigh if it's my poor condition or a fit issue when doing all of this. The drop to the bars put more weight on my hands/arms today, but it was pretty minimal. I'm just so weak from being an office mushroom for so long that I need to give this time to adjust.
Seeing this pic is funny...I must be pretty big, LOL. The bike looks huge.