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Old 08-18-13 | 04:39 PM
  #16  
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RGNY
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Joined: Aug 2011
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From: Utica,NY,USA
Nashbar Derby jacket with a wool baselayer (along with insulated tights) takes me comfortably down into the low 20's.

http://www.nashbar.com/bikes/Product...23_-1___202487
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