I heard it once said that life is like a **** sandwich ... the more bread you have, the less **** you have to eat.
Where best to retire depends on your assets, and your taste in weather. I'd take a hard look at southern Utah, coastal central California, and the Nevada side of Eastern California (Reno). Parts of Colorado, Idaho and east of the Cascades in Oregon are nice too.
Congrats being ready to retire on reasonable terms ... that sounds pretty good right about now.
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Proud parent of a happy inner child ...