I think I'd like to retire to Fawnskin, CA. Not cheap but not too bad. Plenty of cycling, both road and mountain, plus hiking and kayaking. Swimming in the summer of course, snow in the winter (even though I'm not a skier). No crime to speak of. Big city down the hill if we want that.
Have to see how it all works out when I get older and want to retire.
Rick / OCRR