Regarding comparing this to your carefully chosen perfect bike, ...it is a city with a lot of exposure. She has already had one bike stolen. I would never even think about spending time and money to get the perfect bike --just to have it stolen. I think personal, knock-around city bikes are already a big compromise.
She has the "perfect bike" --at home, in storage for when she wants to do a group ride or a long trip, etc
Not a problem with that,
I was only talking about the title.
Better than having your own bike. Piffel, balderdash I say. ( Hyperbole intended)
Better than nothing but still a compromise. For your daughter it might be good enough. I would use one as a last resort. There are folders you know, bikes you can take with you rather than leave them on the street. I didn't say I wouldn't ride one if that was all there was. But I have never seen one I would buy for myself even on sale. I am only jerking you chain about the title.