No worries, that is what the forum is about....
I have lived in both SF and austin.
And ridden in houston, san antonio, dallas, new orleans, baton rouge, memphis, and more, at all hours of the day and night.
And operated a pedicab professionally for 9+ years in downtown austin bar/UT football, music festivals, etc... with all kinds of motorists/cyclists/pedestrians in all sorts of states.
My experience leads me to believe that most accidents late at night occur at intersections. And I have seen some bad ones.
I am going to move right through them and minimize my time in those very same intersections.
Not to mention the strange and/or nefarious characters I have seen late night in our inner cities.......