Wow! These guys are great! This is what I love about this forum...

On the subject of lending out one's bike, although it has been covered extensively on here, I will say that I have a "loaner" bike that I have no problem letting others use, but I will not loan out my primary bikes. They're just too "custom" for me, and I don't trust others' adjusting or fiddling with stuff to make it fit them. I know it's a bit selfish, and I would probably relent with close friends or family, but I have a bit of difficulty with it. Not to mention that many don't see the value in "your" bike and what an investment it is with respect to time and money... /rant.