The advice to notify all your insurance companies is excellent. Many people don't realize it but many times it is the insurance company taking action in your name, which you agreed to in the insurance contract, that drives everything.
When I was hit, injured and my bike damaged by another cyclist my medical provider was going to sue the other cyclist to recover their costs. Fortunately I had notified them and had all the other cyclist's particulars. Plus, lucky for me, he wanted to be a nice guy and accepted full liability. Not notifying the insurance company is a violation of the contract in many cases and could result in you paying your own bills.
A memory from the past: A friend in the insurance pricing business told me they charge higner rates to "nice" people and those in occupations that attract them. Strictly business. The company is in business to make money. Nice people bring more liability losses.